Application Details
Mortgage Details

Minimum Loan Size £25000. Minimum purchase price/valuation £50000.

For Additional Borrowing please complete the total mortgage amount including additional borrowing
Yes
No
Mortgaged Property Details

Maximum LTV – We will lend 75% of the lower of purchase price or valuation per property.

Yes
No
Yes
No
Any property built, first occupied in its current state or significantly modernised, refurbished or altered within the last 2 years
If joint application select the highest band between the two customers. If the customer is unsure please ask them to refer to the HMRC website for support.
Sole
Joint
Applicant 1
Yes
No
Yes
No
See "Acceptable Income Types" for examples of Other Income and definition of Guaranteed & Discretionary Bonuses
Yes
No
Yes
No
Yes
No

Total monthly unsecured loan commitments where term remaining exceeds 6 months (include any PCP payments please refer to Advice Hub for additional details).

Total credit card balances remaining after mortgage completion.

E,g. Child Support, private school fees or other dependants’ costs (e.g. expenditure for the care of elderly relatives and/or children such as nursery and child minding fees.

See “Committed Expenditure” for examples of Other Committed Expenditure
Dependent Details

Include all existing dependents and any known under 18 expected increases.

Existing Property Details
Score Band