Application Details
Mortgage Details

Minimum Loan Size £25000. Minimum purchase price/valuation £50000.

For Additional Borrowing please complete the total mortgage amount including additional borrowing
Yes
No
Mortgaged Property Details

Maximum LTV – We will lend 75% of the lower of purchase price or valuation per property. For new builds – 65% of the lower of the purchase price or valuation per property.

Yes
No
Yes
No
Any property built, first occupied in its current state or significantly modernised, refurbished or altered within the last 2 years
Sole
Joint
Applicant 1
Yes
No
Yes
No

Homeowners - minimum income level required is £25k total income (including earned income, benefits, bonuses and gross rents from other properties held in applicant’s name.) Joint applications one applicant must earn 25K. Non Homeowners – minimum earned salary of £25K (excluding property-related income)

See "Acceptable Income Types" for examples of Other Income and definition of Guaranteed & Discretionary Bonuses
Yes
No
Yes
No
Yes
No

Total monthly unsecured loan commitments where term remaining exceeds 6 months (include any PCP payments please refer to Advice Hub for additional details).

Total credit card balances remaining after mortgage completion.

E,g. Child Support, private school fees or other dependants’ costs (e.g. expenditure for the care of elderly relatives and/or children such as nursery and child minding fees.

See “Committed Expenditure” for examples of Other Committed Expenditure
Dependent Details
Existing Property Details
Score Band