Intermediary
Eligibility Requirements to use this Calculator – PLEASE READ:
Portfolio landlord applications: Purchase, Remortgage with additional borrowing.
All First-time buyer First-time landlord OR Non-owner-occupier applications (Small or Portfolio landlords).
Portfolio landlord definition: 4 or more Buy to Let or Consent to Let mortgaged properties as at completion of this application.
Minimum Loan Size £25000. Minimum purchase price/valuation £50000.
Maximum LTV – We will lend 75% of the lower of purchase price or valuation per property. For new builds – 65% of the lower of the purchase price or valuation per property.
Total monthly unsecured loan commitments where term remaining exceeds 6 months (include any PCP payments see A-Z for additional details).
Total credit card balances remaining after mortgage completion.
E,g. Child Support, private school fees or other dependants’ costs (e.g. expenditure for the care of elderly relatives and/or children such as nursery and child minding fees.
Include all existing dependents and any known under 18 expected increases.
The affordable amount displayed may be affected by the indicated changes, the detail of which we will collect at Decision In Principle/Full Mortgage Application.